I've gone through a lot of aspects of CWC. During my working career, one of my offices was in what we call the shady part of town and I got all the stuff: various handguns, extra mags, speed loaders, cartridge strips, IWB, OWB holsters, etc.
And then, I figured out the odds. I live in the 'burbs (seems like most home invasions occur in more rural areas). My office areas' high crime rate was drugs, property crime and bar fights. What, I'm going to shoot some poor schnook shoplifting her next fix?
Maybe the ultimate experience was a solo road trip from the Pacific to the Atlantic and back. Took as many single lane highways along the north border then came back along the middle US. Took the Utah class so's to have CCW in as many states as possible.
And yet, I still wasn't legal in Minnesota, Michigan, NY, Delaware, NJ, Maryland and Illinois. Consequently, the handgun remained in a locked case with the spare tire.
I really didn't feel threatened at any time*, even in the parking lot of a Kentucky Waffle House trying slightly unsuccessfully to show I wasn't from that Washington, but rather from the Washington in the upper left hand corner of your 48-state map.
So yeah, I've a couple of home defense guns, but honestly? Not going to carry.
*OK, there was Williston, ND, when my Subaru was surrounded at a stop light by pickups with tires taller than any of their owners