Alan, I never really intended to save money when I started loading, it was mainly to make accurate ammo.
Think of it this way, if you wanted to save money on your next set of tires, then buy recapped instead of quality factory tires.
I bought all my bullets from shooting supply house in Tenn., free shipping on all bullets with a total of $100 or more and no sales tax. I bought all my primers 5,000 at a time. My powder I bought in 8 lb. keg's.
I also sold lots of Weatherby brass that I had picked up over the years and made enough money to get a 8 lb keg for free.
My reloading press was just $45 (Lyman Orange Crusher) and it's now being used by my son.
If you are loading for big game rifles, then it will save you money to reload. I never loaded for .45 or 9mm, but I did for 10mm, 38 spl and 44 mag.